Interest Rates

LARRY DAVIS –ASSISTANT VICE PRESIDENT - LOAN ORIGINATOR – LIC #104191, NMLS #114026
CELL – 252-646-3737
DAVID K. BAREFIELD – PRESIDENT & LOAN ORIGINATOR – LIC# 104188, NMLS #102625
OFFICE 252-354-4700 FAX 252-354-5447
EASTERN MORTGAGE COMPANY NMLS #101597
WWW.EASTERNM.COM

EASTERN MORTGAGE COMPANY, INC.

FEBRUARY 6, 2026

30 YEAR FIXED

5.750% 0% PTS
5.625% .415% PTS

15 YEAR FIXED

4.875% 0% PTS
4.750% .092% PTS

SECOND HOMES – 75% LTV

30 YEAR FIXED

5.990% 0% PTS

15 YEAR FIXED

5.750% 0% PTS

SECOND HOMES – 90% LTV

30 YEAR FIXED

6.875% 0% PTS

15 YEAR FIXED

6.875% 0% PTS

NO ORIGINATION FEE & NO DISCOUNT POINTS** PRIMARY

30 YEAR FIXED

6.125%

15 YEAR FIXED

5.375%

CONDOMINIUMS*** PRIMARY

30 YEAR FIXED

5.750% 0% PTS 5.875% 0% PTS
75% LTV 90% LTV

15 YEAR FIXED

4.875% 0% PTS 5.125% 0% PTS
75% LTV 90% LTV

INVESTOR LOANS

30 YEAR FIXED

5.875% 0% PTS 6.490% 0% PTS
75% LTV 80% LTV

7/6 ARM

N/A
75% LTV

15 YEAR FIXED

5.750% 0% PTS 6.490% 0% PTS
75% LTV 80% LTV

GOVERNMENT

VA 30 YR FIXED

5.625% 0 + 0%
5.375% 0 + .610% PTS

FHA 30 YR FIXED

5.490% 0 + 0%
5.250% 0 + .794% PTS

USDA 100%

5.875% 0 + 0%
5.490% 0 + .579% PTS

JUMBO RATES

30 YEAR FIXED

6.125% 0% PTS

7/6 ARM

5.875% 0% PTS

15 YEAR FIXED

6.000% 0% PTS