Interest Rates

LARRY DAVIS –ASSISTANT VICE PRESIDENT - LOAN ORIGINATOR – LIC #104191, NMLS #114026
CELL – 252-646-3737
DAVID K. BAREFIELD – PRESIDENT & LOAN ORIGINATOR – LIC# 104188, NMLS #102625
OFFICE 252-354-4700 FAX 252-354-5447
EASTERN MORTGAGE COMPANY NMLS #101597
WWW.EASTERNM.COM

EASTERN MORTGAGE COMPANY, INC.

MAY 15, 2026

30 YEAR FIXED

6.250% 0% PTS
6.000% 1.061% PTS

15 YEAR FIXED

5.490% 0% PTS
5.125% .975% PTS

SECOND HOMES – 75% LTV

30 YEAR FIXED

6.500% 0% PTS

15 YEAR FIXED

6.250% 0% PTS

SECOND HOMES – 90% LTV

30 YEAR FIXED

6.875% 0% PTS

15 YEAR FIXED

6.875% 0% PTS

NO ORIGINATION FEE & NO DISCOUNT POINTS** PRIMARY

30 YEAR FIXED

6.625%

15 YEAR FIXED

5.875%

CONDOMINIUMS*** PRIMARY

30 YEAR FIXED

6.250% 0% PTS 6.490% 0% PTS
75% LTV 90% LTV

15 YEAR FIXED

5.500% 0% PTS 5.750% 0% PTS
75% LTV 90% LTV

INVESTOR LOANS

30 YEAR FIXED

6.490% 0% PTS 6.875% 0% PTS
75% LTV 80% LTV

7/6 ARM

N/A
75% LTV

15 YEAR FIXED

6.250% 0% PTS 6.875% 0% PTS
75% LTV 80% LTV

GOVERNMENT

VA 30 YR FIXED

6.250% 0 + 0%
5.750% 0 + 1.186% PTS

FHA 30 YR FIXED

5.875% 0 + 0%
5.625% 0 + .947% PTS

USDA 100%

6.125% 0 + 0%
5.750% 0 + 1.011% PTS

JUMBO RATES

30 YEAR FIXED

6.250% 0% PTS

7/6 ARM

6.000% 0% PTS

15 YEAR FIXED

6.125% 0% PTS
CALL FOR INFORMATION ON OTHER LOAN PROGRAMS
*CONSTRUCTION\PERM LOANS *COMMERCIAL LOANS *LOT LOANS
THIS INFORMATION IS DESIGNED TO ASSIST REAL ESTATE PROFESSIONALS. IT IS NOT AN ADVERTISEMENT AS
DEFINED BY REG. Z. JUMBO LOANS ARE OVER $832,750
*ALL PRICES ARE SUBJECT TO CHANGE WITHOUT NOTICE~ MINIMUM LOAN AMOUNT $100,000*
*ALL PRICES BASED ON 740 CREDIT SCORES ~ PRICING MAY VARY FOR CREDIT SCORES BELOW 740*
1% ORIGINATION FEE ON ALL LOANS UNLESS OTHERWISE INDICATED